Our fees and charges
Whether you’re looking for mortgage advice or help with your home design, you’ll know what my service will cost before we get started.
Mortgage fees
RESIDENTIAL MORTGAGES
You can choose to pay for my mortgage service each time you need it, or choose Fee for Life and pay once for your residential mortgage advice and arrangement.
My residential mortgage advice and arrangement fee is £395 for new customers.
If you return to Hannah Miller Homes for residential mortgage advice in the future, you'll pay a reduced returning customer fee of £245 each time.
Or, choose our Fee for life and pay £595 once*.
Your Fee for Life stays with you, not the property. So whether you remortgage or move home in the future, your Fee for Life moves with you too.
BUY TO LET MORTGAGES
My buy-to-let mortgage arrangement fee is £495 for new customers.
If you return to Hannah Miller Homes for a buy-to-let mortgage in the future, you'll pay a reduced returning customer fee of £345 each time.
Full details of the service, the fee payable and when it becomes payable will be provided before you proceed.
Hannah Miller Homes may also receive commission from the mortgage lender. The amount will be disclosed to you as part of the mortgage recommendation process.
*Fee for life is only applicable to residential mortgages.
You don’t need to have everything figured out before talking to us. We can help you understand what could be possible and start putting a plan in place.
It’s not too soon to get in touch
Frequently Asked Questions
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All fees are payable on receipt of your Mortgage Offer. You won’t be asked to pay anything upfront, and if your application doesn’t reach offer stage, no fee is due.
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Yes. Fees are fully disclosed and made clear throughout the journey, so you’ll always know exactly what you’re paying — and when — before you proceed.
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I may also receive a procuration fee (commission) from the mortgage lender once your mortgage completes. This is separate from your fee and will be disclosed to you as part of my recommendation.
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You may have other costs to pay which could include lender fees, solicitor fees, estate agent fees and more.
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If you receive your mortgage offer and then choose not to proceed, fees paid to Hannah Miller Homes will not be refundable. In certain circumstances however, you may not need to pay a fee again, such as if you change the property you’re buying.
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Paying per mortgage means a one-off fee each time you need advice. Fee for Life is a single payment that covers your residential mortgage advice for as long as you need it, and moves with you (not the property) if you remortgage or move home.